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Find the Best Extended Car Warranty Companies

Car repairs are impossible to predict and often expensive. Read our guide to learn about and discover the best extended car warranty company for you. Auto warranties provide financial security and peace of mind by offsetting the cost of expensive repairs.

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    Compare Top Extended Auto Warranty Companies

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    Endurance Auto Warranty
    Read 4,836 Reviews

    Offers four plans that range from stated component to exclusionary. Provides high-mileage plans for vehicles with up to 200,000 miles. Vanishing deductible option. Handles coverage and payments directly.

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    CARCHEX
    Read 3,011 Reviews

    Provides plans ranging from major system to exclusionary coverage. Costs an average of $1,500 for a five-year contract. Offers a 24-month payment schedule. No down payments required. Coverage terms range from five to 10 years.

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    CarShield
    Read 2,289 Reviews

    Serves as a car warranty broker. Multiple plans, including high-mileage and specialty coverage. Includes 30-day guarantee and roadside assistance. Most contracts are transferable.

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    Protect My Car
    Read 2,968 Reviews

    Offers three plans that cover five years or 125,000 miles. Plans have $100 deductibles. Charges a $99 down payment. Gives 36 to 60 months to pay off plan. Provides plans for high-mileage vehicles and exclusionary coverage.

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    Concord Auto Protect
    Read 360 Reviews

    Provides three plans that range from exclusionary to basic coverage. $0 deductibles available on some plans. Plans range from three to five years in length.

    Learn More Call Now Toll Free (877) 773-7775
    Infinite Auto Protection
    Read 69 Reviews

    Offers car coverage directly, not through a broker. Plans usually have a $100 deductible. Offers three plans ranging from basic to exclusionary coverage. Covers cars with up to 140,000 miles. Prime plan covers high-tech features.

    Complete Car Warranty
    Read 30 Reviews

    Draws from several providers to find the best coverage. Common coverage plans include powertrain and exclusionary warranties. Charges no fee to pair clients with an extended auto warranty provider.

    Call Now Toll Free (888) 809-8984
    Omega Auto Care
    Read 794 Reviews

    Provides coverage ranging from basic powertrain to exclusionary for up to five years. Charges down payments as low as $50. Quotes only available over the phone. Covers vehicles up to 15 years old with up to 250,000 miles.

    American Auto Shield
    Read 250 Reviews

    Offers six plan options, including three powertrain plans for high-mileage vehicles. Coverage lengths and down payments vary. Covers cars, motorcycles and ATVs. Provides plans for cars with up to 250,000 miles.

    Zurich Vehicle Service Contract
    Read 240 Reviews

    Offers four plans. Only available at select dealerships. $0 deductible plans available. Covers cars, motorcycles and powersport vehicles. Provides plans for new and used vehicles.

    Delta Auto Protect
    Read 1,727 Reviews

    Offers three plans with coverage of up to eight years. Typical down payment is $100. Has a price-matching policy. Provides a 24-month repayment period. Cars can be up to 20 years old with 140,000 miles.

    AUL Corp
    Read 244 Reviews

    Has two plans for basic and advanced coverage. Covers new and used cars up to 10 years old and with 100,000 miles. Deductibles range from $0 to $100. Vanishing deductible plans available.

    GWC Warranty
    Read 300 Reviews

    Provides exclusionary coverage for vehicles with 150,000 miles or stated component coverage for 200,000-mile vehicles. Covers new and used vehicles. Available at dealerships. No waiting period. $0 deductible plan available.

    America Auto Care
    Read 480 Reviews

    Sells 17 customizable plans. No down payment required. Offers plans with deductibles as low as $50. Partners with four coverage administrators to find the right plan for you. Warranties range from powertrain to exclusionary.

    AA Auto Protection
    Read 628 Reviews

    Offers five plans, including exclusionary, stated component and powertrain. Warranty lengths vary. Plans have deductibles as low as $100. Charges no down payment. Provides a lowest-price guarantee.

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      What is a car warranty?

      A car warranty is a contract between you and a company, often your car's dealer or manufacturer, to cover repairs within a specific period of time or mileage, typically three years or 60,000 miles. Eventually, the dealer's or manufacturer's car warranty expires. At this point, it’s often a good idea to purchase an extended car warranty that provides coverage for repairs and replacements required beyond the initial manufacturer’s warranty.

      Auto warranties typically do not cover theft, damage caused by natural disasters or vandalism. You can purchase a full-coverage plan, sometimes called an exclusionary plan, or a plan that only covers the major systems on your vehicle. Car warranties are also known as vehicle service agreements or extended auto warranties.

      What does a car warranty cover?

      If you have an engine or transmission failure, there’s a high likelihood a full-coverage extended warranty covers the needed repairs. The most comprehensive car warranties cover all parts of the car except for wear and tear items that require regular replacements, like windshield wipers or new tires. Basic car warranties cover the most essential parts and systems that keep the car running.

      Ask your provider if there are any rules against performing maintenance work yourself. Keep track of all maintenance records and receipts.

      How to maintain car warranty coverage
      Vehicle service contract agreements require the vehicle owner to perform routine maintenance recommended by the auto manufacturer. Failing to do so voids the contract. Most vehicle service contracts require customers to take care of the following maintenance responsibilities in order to qualify for coverage:

      • Change the oil: A single delayed oil change is unlikely to void a warranty, but repeated misses could leave a car owner facing a full bill on a major system repair or replacement.
      • Rotate the tires: Tire rotations are another vital service. If a car has less than 36,000 miles on it, oil changes and tire rotations might be the only maintenance the vehicle needs.
      • Change the filters: Bad filters can cause buildup that impacts the engine, transmission, intake and other essential systems. It is crucial to change filters regularly.
      • Conduct system checks and follow service schedules: Regular testing and visual inspections catch issues before they become significant. These are typically included in the recommended maintenance schedule.
      • Use recommended gasoline types: Every vehicle requires a specific octane rating to help its engine get its best life and performance. Using the wrong octane level or a lower octane rating than is specified can cause engine damage and void the warranty.

      For more information on how to maintain your vehicle, look at the owner’s manual from the manufacturer and take note of the maintenance schedule and suggested repair services. Keep the receipts you receive from these repairs as proof of maintenance.

      What is not covered in a car warranty?

      Not all extended auto warranties cover the vehicle from bumper to bumper, so it’s essential to understand what’s covered by different car warranty companies when buying an extended auto warranty. Most warranties do not cover damage to your car’s interior, paint or other issues that result from normal wear and tear. Warranties may or may not cover cooling systems and electronic components. Be sure to read the fine print and choose a plan with the coverage you need. Also, be aware of the car warranty’s requirements — some warranties require auto repairs from mechanics within a specific network, for example. Last of all, a car warranty doesn’t cover cars that undergo a recall for a known defect — the responsibility falls to the car manufacturer to fix the issue.

      Car warranty coverage restrictions
      It’s standard across the industry that extended auto warranties purchased separately from the manufacturer's warranty cannot be used until 30 days after purchase and until the vehicle has been driven 1,000 miles. This policy prevents people from buying a vehicle service contract only after a problem develops.

      Car warranty vs. insurance

      Many people wonder if car insurance is enough to cover damage to their vehicles. Car insurance covers damage from accidents, theft and extreme weather, but it doesn’t cover damage due to manufacturer error, such as a faulty air conditioner or engine.

      Types of car warranties

      There are several types of car warranty products available, ranging from comprehensive bumper-to-bumper warranties to basic drivetrain service contracts and warranties that cover highly specific defects. When buying an extended car warranty, also consider opting for mechanical breakdown insurance or an additional maintenance or wear and tear plan. These plans help keep your vehicle on the road even longer, even if it has more than a hundred thousand miles.

      Bumper-to-bumper warranty
      Often called an exclusionary warranty or new car warranty, bumper-to-bumper warranties cover everything on a car except items that need repairs and replacements due to normal wear and tear. These warranties cover components like air conditioning, audio systems, vehicle sensors, fuel systems and major electrical components. Most policies exclude regular maintenance like fluid top-offs and oil changes, but a few brands have separate free-maintenance provisions. These types of warranties usually expire faster than powertrain warranties.

      Good for: Drivers looking for comprehensive coverage.

      Powertrain warranty
      A powertrain warranty typically covers the engine and transmission and any other moving parts that lead to the wheels, including the driveshaft and constant velocity joints. Some automakers and car warranties companies also bundle seatbelts and airbags into their powertrain warranties. With a few exceptions, powertrain warranties don't cover regular maintenance like engine tuneups and tire rotations.

      Good for: Drivers looking for intermediate coverage.

      Drivetrain warranty
      Drivetrain warranties cover the transmission, driveshaft, axles and wheels but do not cover the engine. Drivetrain warranty coverage usually lasts longer than a powertrain warranty’s coverage.

      Good for: Drivers looking for the most basic coverage.

      Car maintenance warranty
      Car maintenance warranties offer optional extended service or coverage for air filter replacement, oil changes, tuneups and similar services. This sets them apart from traditional car warranties, which do not cover these maintenance services. Make sure to read all the details when purchasing this package. Sometimes included with new car purchases, maintenance packages are available from dealerships and as additions to a vehicle service contract.

      Good for: Drivers who want basic car maintenance covered.

      Wear and tear warranty
      Wear and tear warranties cover expected damage to upholstery, interior and paint. These auto protection plans may also cover cleaning, issues resulting from normal use and tire repairs and replacements. Wear and tear plans may be especially appealing to those leasing a vehicle because the person leasing the car is responsible for the cost of these repairs when the lease ends. Read the terms carefully to understand what is covered.

      Good for: Drivers leasing a vehicle.

      Used car warranty
      A used car warranty is any type of extended warranty for a used vehicle. Several levels of coverage are available, including exclusionary, powertrain and drivetrain. Researching a used vehicle’s history is helpful when considering whether to purchase a used vehicle warranty. Used cars with more than 250,000 miles have a low likelihood of qualifying for a used vehicle warranty, but some companies do offer coverage for these cars.

      Good for: Drivers wanting to save on repairs needed for a used car.

      Wrap warranty
      If your vehicle has an existing powertrain warranty, a wrap warranty brings coverage to the rest of the car, effectively elevating the warranty from powertrain to bumper-to-bumper coverage.

      Good for: Drivers with an existing powertrain warranty who want more coverage.

      Anti-perforation warranty
      Anti-perforation warranties cover perforation resulting from corrosion of the metal body on a vehicle.

      Good for: Drivers concerned about paying for repairs caused by corrosion.

      Dealer warranty
      A dealer warranty is any warranty that originates from the dealership where you bought your car. Dealer warranties are convenient for bundling into the car purchase, but you may be able to find a better deal by researching third-party car warranty companies.

      Good for: Drivers buying a car from a dealership, although we recommend researching other car warranty companies.

      Manufacturer’s warranty
      Car manufacturers typically include a warranty with the cars they build as a way of backing up their product. This means new cars have immediate coverage for a limited time.

      Good for: Drivers purchasing new cars.

      How much is an extended warranty on a car?

      Extended car warranties cost between $350 and $1,000 for each year of coverage. Basic powertrain warranties cost less, while comprehensive bumper-to-bumper warranties cost more. Prices also vary based on a vehicle’s make, model, condition and location. Some plans have $0 deductibles, but these come with higher premiums. Deductibles can be as high as $250 or more.

       endurancecarchexprotect my car
      Accredited Partner
      PlanSupreme package*Titanium package*Supreme package*
      Coverage up to4 years/95,000 miles6 years/125,000 miles5 years/100,000 miles
      Deposit$130$0$249
      Monthly payments$100/24 months$196/18 months$156/30 months
      Deductible$100$100$100
      *Quotes for extended auto warranties are based on a 2015 four-door sedan with 40,000 miles.
       Accredited PartnerPlanCoverage up toDepositMonthly paymentsDeductible
      enduranceSupreme package*4 years/95,000 miles$130$100/24 months$100
      carchexTitanium package*6 years/125,000 miles$0$196/18 months$100
      protect my carSupreme package*5 years/100,000 miles$249$156/30 months$100
      *Quotes for extended auto warranties are based on a 2015 four-door sedan with 40,000 miles

      Factors that impact the cost of your extended auto warranty

      • Level of coverage: Plans with comprehensive coverage cost the most, while basic warranties covering only the vital systems are more affordable.
      • One-time and recurring fees: Ask about any recurring charges in addition to the upfront fee and monthly premium. Also keep in mind that you’ll pay interest on the policy itself if you roll your extended auto warranty into your auto loan.
      • Additional charges or deductibles: Most car warranties have a deductible, though some companies offer a zero-deductible policy. A typical deductible is $100 for a repair or replacement.
      • Maximum payout amount: Most extended auto warranties have a maximum payout — many car warranty companies restrict the maximum payout to not exceed the total cash value of the car. Once you're quoted a price for your policy, consider if the cost is reasonable in relation to the limits of the liability terms of your auto protection plan.

      How much does a used car warranty cost?

      A typical extended auto warranty price for a used car is $350 to $700 per year. Not all used cars qualify for an extended car warranty. If your car is more than 10 years old or has more than 200,000 miles, you may not qualify for coverage at all. A used car extended warranty often pays for itself with the first major repair.

      Extended car warranty questions

      How do car warranties work?
      Car warranties work similarly to health insurance in some ways — you pay a monthly premium, and everything is covered except for a small deductible when something goes wrong. Car warranty providers usually have a network of mechanics and repair shops that car owners can use when needed. Car manufacturers provide warranties for new cars to help back their product. Once the original warranty that comes with a car expires, it’s often a good idea to purchase an extended auto warranty.
      How are auto warranty claims handled?
      Most extended auto warranties cover repairs only through authorized service providers and mechanics. Any repairs outside the network may not be covered or may only be covered up to a specific dollar amount. Be sure to look at the available network of garages before settling on a particular car warranty company. Often, repairs must be done at the dealership or by a technician certified by ASE (Automotive Service Excellence).

      The FTC offers advice on its website for consumers who need to file a claim with their auto service contract provider. The FTC recommends asking if you need prior authorization for any replacements, repair work or towing services before choosing an auto repair shop.

      Depending on the terms of your auto service contract, you may have to pay for repairs yourself and wait for reimbursement from the warranty company. If you aren't sure how long it will take to be reimbursed for your expenses, talk to your extended warranty provider.

      What would void a car warranty?
      Rules on voiding a car warranty are fairly standard across the industry. Common ways to void a warranty include neglecting maintenance, driving recklessly and installing custom vehicle modifications. Car wrecks and natural disasters that total the car also void a warranty. The best way to keep a car warranty valid is to drive responsibly and take good care of your car. Consult your vehicle’s maintenance handbook and your car warranty contract to review the best ways to maintain your vehicle and keep the warranty valid.
      What is a vehicle service contract?
      A vehicle service contract is another name for an extended car warranty. These contracts help offset the costs of expensive repairs after your vehicle’s standard manufacturer’s warranty has expired. They typically cover costs of repairs, including parts, labor and taxes, but only if all the terms are met.
      How long is a car warranty effective?
      A manufacturer’s car warranty usually lasts for at least three years or 60,000 miles, whichever comes first. An extended auto warranty provides additional coverage, typically for about five years, after your initial warranty has lapsed. Some extended car warranty coverage lasts for up to 10 years, however.
      Should I buy an extended warranty on a new car?
      If you’re planning to keep your car for longer than the manufacturer’s warranty covers, consider purchasing an extended auto warranty to save money on repairs as your vehicle ages. Extended auto warranties are also a good idea if you’re getting ready to sell your vehicle — the coverage is usually desirable to buyers. Most auto protection plans are transferable to a new owner. If your research shows that a particular car model has a history of needing repairs, a car warranty is a good way to lower these likely costs.
      What’s the difference between bumper-to-bumper vs. powertrain warranties?
      A powertrain warranty covers everything that keeps your vehicle driving, including the engine, the transmission and the parts that allow power to travel from the engine to the wheels. A bumper-to-bumper warranty is more comprehensive and includes additional coverage for electronic systems, suspension and more.
      Are extended car warranties worth it?
      If you’re looking for additional protection and want to avoid the likelihood of making costly repairs, an auto warranty is probably a good option for you. The financial protection and peace of mind provided by an extended car warranty could also be enough to make it worth it for you. Industry-standard extended warranty benefits include roadside assistance, rental car reimbursement and savings on repair and replacement costs. An extended auto warranty might not be worth it if you rarely drive or can’t afford the monthly premiums.

      Pros

      • Covers a large number of vehicle parts and systems
      • No out-of-pocket costs other than a small deductible
      • Special coverage, including car rental benefits

      Cons

      • Deductibles may be large
      • Does not cover preexisting conditions
      • Some states have additional exclusions that could affect your coverage

      When considering whether an extended car warranty is worth it, think about the amount of money you've spent on out-of-warranty repairs on vehicles you've owned in the past. Compare that to the total price of an extended car warranty. If you're worried about having enough cash set aside to pay for big repairs out of pocket, an extended warranty could be right for you. Cost shouldn’t be the only consideration, though. The additional peace of mind from knowing expensive car repairs are covered is the most important reason to purchase a car warranty for many people.

      Can you buy an extended warranty on a used car?
      Yes. In fact, extended auto warranties are intended for used cars — new cars are typically covered by an initial warranty. Buying a used car warranty extends an initial new vehicle warranty and the protection that comes with it into the later years of a car. Extended warranties are especially helpful for used cars that you think are likely to need repairs. Just make sure the cost is affordable and that the coverage is acceptable — exclusionary or bumper-to-bumper policies are a good place to start.
      How should I choose an extended car warranty?
      Significant factors to take into consideration when researching different car warranties include coverage, cost, customer service and reliability. The process of choosing an extended car warranty is overwhelming at times, so focus on the basics. Make sure the car warranty company you select has a positive track record and provides adequate coverage. It’s also a good idea to choose a warranty from a company with a large repair network. Warranties from third-party providers are typically more affordable than those offered by car dealerships. Some third-party providers also pay for the repairs directly so you don’t have to wait for reimbursement.
      What does a bumper-to-bumper warranty not cover?
      A bumper-to-bumper warranty — also known as an exclusionary warranty — is the most comprehensive warranty available, but it still doesn’t cover certain parts and service. Bumper-to-bumper warranties generally don’t cover routine maintenance, modifications and alterations made by the owner or parts that deteriorate due to everyday use, like wipers, brake pads or tires. If you’re interested in a bumper-to-bumper warranty, carefully read the contract to know the extended auto warranty coverage, since details vary by company. Some car warranty companies provide sample contracts to interested consumers.
      Can you buy a car warranty at any time?
      Yes. People purchase car warranties when they buy a car or at any other point during their car ownership. If your car’s factory warranty is still in effect, make sure any extended warranty you buy doesn’t overlap with the original coverage — otherwise you’ll be paying for two warranties covering the same period of time.
      How can I avoid car warranty scams?
      The car warranties industry, like several others, is prone to scammers. The best way to avoid scams is to work with legitimate companies. Look for a history of service, positive consumer reviews and fair pricing. If you receive a call from an unknown individual or company asking for personal information in return for coverage, hang up. Reach out to a trusted company instead.

      Not sure how to choose?

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        Extended auto warranty reviews

        Endurance Auto Warranty

        Provides extended auto warranties people need to offset costs of major repairs. All packages include 24-hour roadside assistance, vast network of ASE-licensed mechanics and a 30-day money-back guarantee.

        • Direct provider: Some providers only act as a middleman to broker the sale of an extended warranty policy. Endurance handles policy administration in-house with a dedication to customer service.
        • Coverage: They offer four varied levels of coverage with different coverage details, including one plan specifically for high-mileage vehicles. Full plan details are available online.
        • Mechanic choices: Endurance customers can go to any of 350,000 mechanics in the United States and Canada if their covered vehicle develops a covered problem.
        • Informational resources: Consumers who want to learn more about warranties and vehicle service contracts can visit the Learning Center section of Endurance’s website to read articles and view other informational resources.
        • 30-day guarantee: Endurance offers a 30-day guarantee. If consumers aren’t happy with their service during that time, they can request a full refund.
        Read 4836 Reviews
        Delta Auto Protect

        Choose from multiple tiers of coverage, all of which come with a price match guarantee. The company is a direct provider of extended warranty coverage, meaning customers will purchase the policy from the same company that manages claims.

        Read 1727 Reviews
        CARCHEX

        Offers multiple customizable tiers of extended auto coverage. All packages include 24/7 roadside assistance, towing and rental car reimbursement. Warranties are transferable or refundable.

        • Claims payments: CARCHEX covered claims are paid directly to the repair facility. Most customers find this convenient because they don’t have to wait for reimbursement.
        • Options: CARCHEX is not a direct provider. Instead, they act as a broker to get consumers the lowest price on an extended warranty.
        • Roadside assistance: All CARCHEX plans include roadside assistance to help customers 24/7. Plans also have Trip Interruption Service to help those whose cars break down while they’re traveling.
        • 30-day guarantee: Customers have 30 days to evaluate the CARCHEX’s service. Those who are unsatisfied can request a full refund for a month after their purchase.
        • Informational articles: CARCHEX encourages consumers to do research before making an extended auto warranty purchase. The company’s website has an extensive section of informational articles to help consumers understand their options.
        Read 3011 Reviews
        ASAP Auto Warranty

        Provides coverage for repairs if your car breaks down within a couple of years of purchase.

        Read More
        Protect My Car

        Three levels of coverage available: Driveline, Select and Supreme. Most models of cars are accepted. Offers a 30-day money-back guarantee if you change your mind.

        • Flexible payment terms: Protect My Car offers long and flexible payment terms, ranging from 36 to 48 months, to make your monthly payment as affordable as possible with no hidden fees.
        • Available all over the U.S. and Canada with Trip Interruption: Use your Protect My Car policy anywhere in North America. If you breakdown more than 100 Miles away from home you’ll be reimbursed for lodging and meals.
        • Roadside assistance: Protect My Car includes 24/7 roadside assistance with their extended warranties. Their roadside assistance program includes towing, flat tire service, fuel delivery, lockout service and jumpstarts. Customers can also get a rental car while their car is being repaired in the shop.
        • Money back guarantee: Protect My Car offers a 30-day money back guarantee so customers can review their coverage for a full 30 days and ensure they are 100 percent satisfied with their purchase. If they are not, Protect My Car will issue a hassle-free refund.
        • Policies for all drivers: Protect My Car offers plans for all drivers no matter how many miles you have put on your vehicle. Enjoy full coverage, comprehensive coverage or enhanced powertrain coverages.
        Read 2968 Reviews
        AA Auto Protection

        Offers a unique variety of customizable plans with nationwide service, 24/7 roadside assistance and easy payment plans. Secure a high level of coverage through this company’s online portal.

        Read 628 Reviews
        CarShield

        Customized service plans are specifically tailored to meet your needs and budget. Consumers can apply for a free quote online.

        • Customizable plans: CarShield works with their customers to create truly customized plans that meet their needs and budget. This ensures that the protection plan you buy from CarShield is one that will save you money and protect your vehicle.
        • 24/7 roadside assistance: CarShield’s protection plans include 24/7 roadside assistance, which means you can always get help when you need it. This also includes courtesy towing.
        • Rental car provided: CarShield will provide you with a courtesy rental car so you can get on with your life while your vehicle is getting repaired.
        • Transferable service contracts: Most of CarShield’s service contracts will transfer from one owner to another, which can be a major selling point when it’s time to sell your vehicle. Make sure to talk to your service representative to confirm that your contract is transferable.
        • Used/pre-owned vehicles qualify: Your vehicle doesn’t need to be brand new to qualify for a service plan from CarShield. They have plans for new, used and pre-owned vehicles that can save you money on repairs and maintenance.
        Read 2289 Reviews
        America Auto Care

        This company is a contract provider, or broker, meaning they connect you with a plan administrator who will handle your claim in case of needed repairs. Offers a variety of plan options according to the make, model, year and mileage of your vehicle.

        Read 480 Reviews
        American Auto Shield

        Extended coverage for cars, motorcycles, ATVs, dirt bikes and ride-share vehicles. All plans are fully-insured and financially secure. Claims are resolved quickly and fairly.

        Read 250 Reviews
        AUL Corp

        Multiple new and used vehicle service contracts for cars of any age and mileage. Provides same-day claims payment and no exclusion for wear and tear.

        • Service contracts: AUL offers a variety of terms for new and used vehicles, up to 10 years or 100,000 miles. Its programs cover things like wear and tear, seals and gaskets, rental and day one coverage. Their deductible are flexible: $0, $50, $100 or a disappearing deductible option.
        • Roadside assistance: Roadside assistance is included on all plans. AUL’s roadside assistance coverage includes towing, flat tire changes, gas delivery service, battery jump service and key lockout service.
        • Vehicle maintenance and repairs: Proof of service will be required during the claims process. Keep all maintenance records from the date of original delivery. This includes date, time, mileage and service performed. Call an AUL administrator before you take your covered vehicle to a repair shop. The administrator will authorize everything before work is done on your vehicle.
        • Submitting a claim: Submitting a claim is easy with AUL. You can do so online by filling out a quick form. The form includes your service contract number, VIN number, the name on the contract and a description of the work needing to be done.
        • Can you cancel a service contract?: In most cases, yes you can. According to AUL your selling dealer will need a copy of your service contract, a brief letter signed by the contract holder requesting cancellation and an Affidavit showing the odometer (mileage) reading on the request date.
        Read 244 Reviews
        Premier Auto Protect

        This vehicle service plan provider has three coverage options that will protect your vehicle when it needs service work. You can have your vehicle repaired at any ASE-certified facility in the U.S.

        Read 7 Reviews
        Infinite Auto Protection

        This company offers vehicle service contracts that can save you money on costly car repairs. Choose from three coverage plans for your vehicle: Prime, Modern and Foundation. Every plan automatically includes choice of repair facility, 24/7 roadside assistance, rental car, flexible payment terms and courtesy towing.

        • Prime coverage: Covers gasoline/diesel engine, transmission, 4x4/AWD, technology, drive axle, electrical, cooling, brakes, differential assembly, steering, super/turbo charger, fuel, heater, air conditioning, front/rear suspension and ABS-brakes.
        • Modern coverage: Covers gasoline/diesel engine, transmission, 4x4/AWD, drive axle, electrical, cooling, brakes, differential assembly and brakes.
        • Foundation coverage: Covers gasoline/diesel engine, transmission, 4x4/AWD, drive axle, electrical, cooling, brakes and differential assembly.
        • 30-day money back guarantee: All vehicle service contracts come with a 30-day money back guarantee, so you can sign up risk-free.
        • Fast claims process: Submit claims 24/7 and enjoy fast processing.
        Read 69 Reviews
        GWC Warranty

        Provides exclusionary coverage and stated component coverage for new and used vehicles. Vehicle service contracts are transferable to a new owner if you sell your car, which may increase your car’s overall value.

        Read 300 Reviews
        Concord Auto Protect

        Offers multiple plans so you can choose the policy that best fits your needs. All plans include free roadside assistance and a 30-day money-back guarantee. Get repairs at any ASE-certified facility.  Payment plans available.

        • Choice of mechanics: Concord Auto Protect will pay for a covered repair to be performed by any ASE certified mechanic. This means you can choose the repair shop where you take your care.
        • Free Roadside Assistance: All Concord Auto Protect plans come with free roadside assistance. If you break down or have other problems with your car, the company will offer help 24 hours a day.
        • Easy repair payment: You don’t have to pay for a repair and then wait on reimbursement if you have a plan from Concord Auto Protect. The company will pay the shop directly using a credit card over the phone.
        • Transferable protection: If you decide to sell your car, your plan can be transferred to the new owner. This can help with resale value. Make sure to file the correct paperwork with the company for coverage to transfer.
        • Plan options: Concord Auto Protect offers three different plans. These options let you purchase the protection you need while still staying within your budget. All plans cover the engine, transmission, drive axle and more.
        Read 360 Reviews
        Complete Car Warranty

        Get an extended auto warranty for unlimited repair claims that are accepted by all dealerships and mechanics in the U.S.

        • Unlimited repair claims: You can make claims for an unlimited amount of repairs when you have an extended auto warranty with Complete Car Warranty.
        • No dealership restrictions: Pick your favorite dealership or mechanic to do the work on your car since you’re not limited to a certain network.
        • Get a free quote: Get an online quote in minutes by filling out information about your vehicle.
        • Up to 60 percent off dealer prices: Save up to 60 percent on an extended auto warranty by going with Complete Car Warranty instead of a dealership.
        Read 30 Reviews
        Trustmark Warranty

        Consumers can get quotes online directly, with coverage effective immediately. This vehicle service contract covers auto repairs and includes roadside assistance like towing and tire replacement.

        Read More
        Warranty Direct

        Offers 6 different extended warranty plans. Handles all claims in-house. All plans come with roadside assistance, car rental reimbursement, trip interruption protection and unlimited number of claims.

        Read 720 Reviews
        ForeverCar

        Choose from regular, premium or supreme plans, depending on their coverage needs and budget. Includes roadside assistance, rental car and travel expense reimbursement. Set your deductible from $0–$500.

        Read 340 Reviews
        Fidelity Warranty Services

        Offers 5 extended warranty packages, all with coverage for fluids, rental car, towing and travel expenses, plus financing and transfer options. Get repairs done at over 6,000 authorized service centers in the United States and Canada.

        Read 201 Reviews
        Diamond Warranty Corp

        Provides maintenance protection at affordable prices for new or pre-owned cars, SUVs and trucks nationwide. A wide variety of plans can accommodate the needs of most vehicle owners. Available only through dealerships.

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        Pay My Repairs

        Offers plans with a range of choices with low rates and down payments. No credit check is required, and qualification is instant.

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        Zurich Vehicle Service Contract

        Offers four tiers of extended auto coverage that lessen the cost of repairs associated with mechanical breakdowns, damage to vehicle appearance and theft. Sold through most dealerships and honored by most repair facilities in the United States and Canada.

        • Powertrain plan: Zurich’s most basic extended auto warranty includes rental reimbursement, emergency roadside assistance, and insurance for trip interruption, engine transfer cases, transmissions and drive axles.
        • Standard plan: Includes everything at the Powertrain level, plus coverage for your vehicle’s suspension, steering, brakes, heating and AC and electrical.
        • Preferred plan: Supplements the Standard level with insurance for the cooling system.
        • Comprehensive plan: Zurich’s highest level of coverage includes rental reimbursement, emergency roadside assistance, and insurance for trip interruption, engine transfer cases, transmissions and drive axles, plus coverage for your vehicle’s suspension, steering, brakes, heating & AC and electrical, cooling systems, as well as your car’s interior and exterior.
        Read 240 Reviews

        Compare Top Extended Auto Warranty Companies

        Portfolio Protection Vehicles & Services
        Read 59 Reviews

        Provides exclusionary or powertrain protection for new vehicles. Offers high-tech or powertrain coverage for used vehicles. Contract lengths and payments vary. Available through dealerships.

        Fidelity Warranty Services
        Read 201 Reviews

        Offers five plans. Covers cars with up to 120,000 miles. Deductibles range from $0 to $250. Available from 3,800 dealers. Provides a plan for high-mileage vehicles.

        Preferred Warranties Inc.
        Read 51 Reviews

        Sells seven car warranty plans. Offers high-mileage options. Down payments and deductibles vary. Choose your repair shop. Only available through dealerships.

        MaxCare Auto Warranty
        Read 115 Reviews

        Covers vehicles with up to 150,000 miles. Deductibles range from $0 to $250. Available for purchase upfront or bundled with monthly car payment. Deductibles are per visit, not per repair. Offers exclusionary plans.

        First Extended Service Corporation
        Read 91 Reviews

        Operates as part of Assurant. Covers cars, RVs, boats and motorcycles. Provides coverage for cars up to 12 years old and with up to 200,000 miles. No limit on number of claims.

        Warranty Direct
        Read 720 Reviews

        Sells nine extended auto warranty plans. Provides high-mileage options. Offers plans with deductibles as low as $0. Down payments vary.

        Penn Warranty Corporation
        Read 49 Reviews

        Offers five plans. Short-term plan has six months of coverage on 7,500 miles. Charges a $100 deductible. Choose your repair shop. Contract prices don’t vary based on mileage or age.

        American Guardian Warranty Services Inc.
        Read 101 Reviews

        Offers three plans, including stated component and exclusionary coverage options. Deductibles range from $0 to $200. Available at select dealerships.

        GM Warranty
        Read 58 Reviews

        Offers 12- to 18-month repayment plans with no interest. Sells two coverage plans. Available at GM dealerships. Year and mileage duration is flexible. Covers vehicles with up to 150,000 miles.

        Phoenix Extended Care
        Read 92 Reviews

        Provides five different levels of protection. Covers new, used and high-mileage vehicles. Deductibles range from $0 to $200. Available at select dealerships. Exclusionary coverage available for motorhomes and RVs.

        ForeverCar
        Read 340 Reviews

        Provides customized plans based on coverage level, vehicle type, year and mileage. Requires no down payment. Offers plans with deductibles as low as $50. Miles driven during contract do not limit or end coverage.

        Trustmark Warranty
        Read 154 Reviews

        Provides four car warranty options. Always covers engine group, transmission and brakes. Term length ranges from 12 to 48 months. Coverage is for 12,000 to 48,000 miles. Most deductibles are $100.

        Diamond Warranty Corp
        Read 61 Reviews

        Offers six plans. Short-term plan covers three months and unlimited miles. Long-term plan covers five years and 100,000 miles. Provides powertrain and exclusionary coverage.

        InterContinental Warranty Company
        Read 46 Reviews

        Offers coverage for vehicles with up to 150,000 miles. Includes a 60-day trial period. Provides transferable warranties. Sells mechanical breakdown insurance (MBI).

        Century Warranty
        Read 26 Reviews

        Offers four plans. Covers vehicles up to 10 years old with up to $120,000 miles. Wear and tear warranty available for vehicles with up to 50,000 miles. Deductibles range from $0 to $100.

        Pay My Repairs
        Read 25 Reviews

        Sells exclusionary, stated component and powertrain car warranties. Covers cars with up to 160,000 miles. Includes a lowest-price guarantee.

        Protection Direct
        Read 25 Reviews

        Offers plans with up to five years of coverage. Down payments vary. Deductibles start at $100. Sells six plans that range from powertrain to exclusionary.

        Premier Auto Protect
        Read 7 Reviews

        Offers three tiers of coverage. Provides 10% cashback on premiums for referrals. Lets you choose repair provider. All plans are transferable. Provides coverage directly.

        US Warranty Corp of Florida
        Read 16 Reviews
        Out Of Business

        Offers extended car warranties and maintenance plans. Covers new and used cars. Available at 800 dealerships. Coverage, deductibles, premiums and down payments vary by dealership.

        ASAP Auto Warranty
        Read 549 Reviews
        Out Of Business

        Offers three plans. Sells contracts directly. Not a broker. Contract lengths range from one to 10 years.

        by Lauren Fix Auto & Finance Contributing Editor

        Lauren Fix, also called The Car Coach, is an automotive and auto finance expert. Her understanding of vehicles has made her the “go to” person on TV, radio, print media and the Internet. She has authored multiple books and writes a column for several outlets, including Parade Magazine, NewsMax and Car Coach Reports. She is a regular guest on major news and morning shows, discussing the latest updates on cars and car financing that will help drivers make smart decisions when buying, maintaining and financing cars.